Information from our parent company – New credit line totalling RUB 10 bln available for Home Credit & Finance Bank

10.12.2007 – PPF Group N.V. (“PPF Group”), one of the leading
financial conglomerate in the CEE region active also in CIS countries and Asia,
announces it has provided Home Credit & Finance Bank (HCFB), rated Moody’s
Ba3/NP/D-, S&P B+/В, one of its key subsidiaries, with the credit line in the total
amount of up to RUB 10 bln.