Home Credit & Finance Bank agrees a 1 year extension to a USD 328 million Home Credit B.V. deposit

25.7.2008 – Home Credit & Finance Bank (“HCFB” or “the Bank”), rated Moody’s Ba3/NP/D-, S&P B+/B, and one of the leading banks specializing in consumer banking in Russia, announces today that it has agreed a 12 month extension to a USD 328 million deposit with its parent company, Home Credit B.V.