Home Credit a.s. annouces launch of floating rate note issue for CZK 3 billion

20.9.2006 – Home Credit a.s., a leading consumer finance provider in the Czech Republic, has launched today a domestic floating rate note issue for an aggregate amount of CZK 3 billion. The notes have a shorter 1st coupon and will bear a spread of 230 bps over PRIBOR. The closing/settlement date will be 6 October 2006. The notes, which have a nominal value of CZK 1,000,000, will be issued at par and will mature in July 2009.