HC/HCS: Moody’s affirmed National Scale Rating A3.cz and A3.sk respectively for Home Credit and Home Credit Slovakia; outlook is stable

07.11.2007 – Home Credit a.s. (“HC”) and Home Credit Slovakia a.s. (“HCS”), one of the leading consumer finance providers in their respective markets in the Czech Republic and Slovakia jointly announce that Moody’s affirmed national scale ratings of HC and HCS at A3.cz and A3.sk respectively. The announcement follows recent Moody’s rating affirmation of Home Credit & Finance Bank LLC (“HCFB”) [Moody's Ba3/NP/D-, S&P B+/В]. Rating outlook is stable.