HCFB reports significant increase in net interest income for 3 months ended

30.5.2006 – Home Credit & Finance Bank (“HCFB”) [Moody´s Ba3/NP/D-, S&P B-/C], one of the leading providers of consumer credit in Russia, announces its financial results for the three months ended 31st March 2006 in accordance with International Financial and Reporting Standards (IFRS).