Financial results for 9 months ended 30th September 2006

6.12.2006 – Home Credit & Finance Bank (“HCFB”) [Moody's Ba3/NP/D-, S&P B/C], one of the leading providers of consumer credit in Russia, announces its financial results for the nine-month period to 30 September 2006 in accordance with International Financial and Reporting Standards (IFRS).