20.11.2008 – Home Credit Finance Bank (HCFB or the Bank), rated
Moodys Ba3/NP/D-, SP B+/B, and one of the leading banks specializing in consumer
banking in Russia, announces its financial results for the nine month period ended 30th
September 2008 in accordance with International Financial and Reporting Standards (IFRS).

5.11.2008 – Home Credit and GE Money have agreed to cancel a deal on acquisition of the GE Money Slovak representation by Home Credit Slovakia. The reason for the cancellation is that the companies did not receive a statement of regulatory bodies on the planned deal within a deadline which would allow the deal to be closed without any technical difficulties. The latest deadline agreed by the companies was October 31st, 2008, mainly with respect to the need to ensure a smooth and secure transition of all transactions and bookkeeping operations of both the companies’ clients to the euro.