Archive for May, 2007

Categories : General
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40 Useful Financial CalculatorsOur community offers user-friendly calculators to help you calculate and take the right decision. There is a wide range of calculators on mortgage, home affordability, debt, refinance and other financial issues.

Home Affordability Calculators

andbull; How much can i afford?
andbull; How much can i borrow?
andbull; Which is better – Buying or renting?

Calculate the estimated buying and renting costs and compare in order to find out if it profitable to buy or rent.

andbull; How much can a renter afford ?

A renter can work out his mortgage amount on the basis of his monthly rent payment.

Mortgage Calculators

andbull; Calculate the down payment need to pay
andbull; Calculate APR for the loan program
andbull; Plan your loan period

Determine your loan repayment period with known values of interest rate and monthly payments

andbull; Calculate money saved by paying points
andbull; Compare Payments on FRM with ARM
andbull; Compare Monthly and Biweekly Mortgage Payment
andbull; How much to save in Bi-weekly loan payment

Calculate the total interest you will save by having a bi-weekly payment plan

andbull; Compare your payments with different terms

Compare the monthly payments and total interest on your loan for different loan terms.

andbull; Compare Mortgage Payments at different rates
andbull; Compare payments for different loan amount

Calculate the monthly payments over a range of loan amount at different rates of interest.

andbull; Calculate total monthly mortgage payments
andbull; How much to earn by extra mortgage payments

Simply by investing the extra money instead of using it for extra payments, you could not have received such a high rate of return.

Others Financial Calculators

andbull; Work out your tax benefits on home buying

Determine the tax deduction benefits of taking out a mortgage loan to buy a home.

andbull; Determine tax savings due to deduction on mortgage
andbull; Determine your available credit limit

Determine the credit limit available to you for different values of the appraised value.

andbull; What is the worth of your CD at maturity?

Determine the future value of the Certificate of Deposit over a certain period of time.

andbull; How much to save for Retirement
andbull; Do you gain by converting IRA into Roth IRA?

Decide whether you will save more by converting your Traditional account into a Roth IRA

andbull; Compare Taxable with Tax-Deferred investment?

Calculate the net amount obtained by using a taxable and a tax-deferred investment.

andbull; Calculate Tax Savings in 1031 Exchange
andbull; Determine your net home selling cost

Refinance Calculators

andbull; Determine total interest savings through Refinance
andbull; How much to save by consolidation and refinance

Determine the interest saved by consolidating your first and second loans and then refinancing the debt into a single loan.

Amortization Calculators

andbull; Amortize the qualifying loan amount
andbull; Get FRM amortization schedule
andbull; Amortize the adjustable monthly payment
Debt Calculators

andbull; Are you eligible for the loan?
andbull; Figure out the total unsecured loan amount

andbull; Calculate the average interest rate on total debts?
andbull; How long will it take to pay off the debt?
andbull; How much is your monthly debt payment?
andbull; Save and earn by investing in your debt

Calculate the annual rate of return on your investment, that is, on your extra payments towards the debt.

andbull; Calculate saving by consolidating debt
andbull; Reduce debt and determine the savings
andbull; How much to save by getting debt-free faster

Find out the time and money you will save by paying off your debts faster.

andbull; Consolidate debt into a home equity loan

Calculate your tax savings due to consolidation of your debts into low interest home equity loan.

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